Mobile Background image

November 2025
Top Home Warranty Companies for Rental Properties

Top Home Warranty Companies of 2025
Safeguard Your Home and Finances Against Unplanned Repair Costs

Next Update In:

00
hours
:
00
mins
:
00
secs
  • USA licensed USA licensed
  • Secure & Trusted Secure & Trusted

Last offers update: November 2025

MOST POPULAR
Coupon

40% Off Home Warranties!
$150 OFF ANY PLAN
FREE ROOF COVERAGE
2 EXTRA MONTHS FREE

Excellent
9.8
OUR #1 CHOICE
Coupon

Fall Sale $50 Off + 1 Month Free

Exceptional
9.9
BEST IN SERVICE
Coupon

Get a $100 Instant Discount! PROMO CODE: PROTECT

Very Good
9.7
1
OUR #1 CHOICE
Show/hide extra details See extra details & advantages
Coupon

Fall Sale $50 Off + 1 Month Free

  • $50 Off all plans.
  • First month free.
  • Handled over 8 million claims.
  • 24/7 customer support.
  • No home inspection required.
Pros & Cons Pros & Cons
Why We Picked It Expand sign
1
OUR #1 CHOICE
Coupon

Fall Sale $50 Off + 1 Month Free

Exceptional
9.9

• Handled Over 5 Million Claims.
• 24/7 Expert Phone Support.
• No home inspection.
• Plans include appliances.

Visit Site
2
MOST POPULAR
Show/hide extra details See extra details & advantages
Coupon

40% Off Home Warranties!
$150 OFF ANY PLAN
FREE ROOF COVERAGE
2 EXTRA MONTHS FREE

  • Limited Time Offer: Select Members Save Up to 75% at Nike, Costco, Home Depot & More!
  • Check Icon Free roof coverage.
  • Trusted by 1,000s of homeowners each week.
  • Multi-year discount available.
  • No home inspection required.
Pros & Cons Pros & Cons
Why We Picked It Expand sign
2
MOST POPULAR
Coupon

40% Off Home Warranties!
$150 OFF ANY PLAN
FREE ROOF COVERAGE
2 EXTRA MONTHS FREE

Excellent
9.8

• Limited Time Offer: Select Members Save Up to 70% at Nike, Costco, Home Depot & More!
• Free Roof Leak Coverage.
• 40% Off + 2 Bonus Months.
• Plans Start Under $1/Day.

Visit Site
3
BEST IN SERVICE
Show/hide extra details See extra details & advantages
Coupon

Get a $100 Instant Discount! PROMO CODE: PROTECT

  • Roof coverage.
  • Fast claim dispatch.
  • Seniors and veterans discount available.
Pros & Cons Pros & Cons
Why We Picked It Expand sign
3
BEST IN SERVICE
Coupon

Get a $100 Instant Discount! PROMO CODE: PROTECT

Very Good
9.7

• 500K+ Homeowners Trust It.
• Custom Plans Available.
• Optional AC & Pool Coverage.

Visit Site
4
Show/hide extra details See extra details & advantages
Coupon

$150 OFF + 1 MONTH FREE

  • Roof coverage.
  • Fast claim dispatch.
  • Seniors and veterans discount available.
Pros & Cons Pros & Cons
Why We Picked It Expand sign
4
Coupon

$150 OFF + 1 MONTH FREE

Very Good
9.6

• Eco Upgrade: GreenPlus Plan.
• No Inspection Requirements.
• 25+ Years Of Trusted Service.

Visit Site
5
Show/hide extra details See extra details & advantages
Coupon

$75 OFF + 1 MONTH FREE

  • 24/7 Customer Support.
  • Nationwide trusted technicians.
  • No Inspection Required.
  • More than 25,000 Contractors Nationwide.
Pros & Cons Pros & Cons
Why We Picked It Expand sign
5
Coupon

$75 OFF + 1 MONTH FREE

Very Good
9.5

• Coverage Starts In 10 Days.
• 24/7 Award-Winning Support.
• Systems + Appliances Plans.

Visit Site

Our Best Overall Provider

1
OUR #1 CHOICE
Show/hide extra details See extra details & advantages
Coupon

Fall Sale $50 Off + 1 Month Free

  • $50 Off all plans.
  • First month free.
  • Handled over 8 million claims.
  • 24/7 customer support.
  • No home inspection required.
Pros & Cons Pros & Cons
Why We Picked It Expand sign
1
OUR #1 CHOICE
Coupon

Fall Sale $50 Off + 1 Month Free

Exceptional
9.9

• Handled Over 5 Million Claims.
• 24/7 Expert Phone Support.
• No home inspection.
• Plans include appliances.

Visit Site

What is a Rental Home Warranty?

A rental home warranty is a service contract designed to protect landlords from unexpected repair or replacement costs associated with major home systems and appliances in rental properties. Unlike homeowners insurance, which covers damage from external events, a rental home warranty focuses on wear and tear, providing a safety net for property owners.
Whether you own a single-family home, multi-unit building, or vacation rental, this warranty ensures that when a covered item breaks down, a qualified technician is just a call away, minimizing downtime and tenant dissatisfaction.

Key Benefits of a Rental Home Warranty

  • Protection against unexpected repair and replacement costs for covered systems and appliances.
  • Access to a network of pre-screened, qualified service technicians.
  • Simplified claims process, reducing administrative burden.
  • Potential to increase tenant satisfaction by ensuring timely repairs.
  • Helps maintain the property's value by ensuring systems and appliances are well-maintained.
  • Flexible plans to suit different property types and budgets.

Who Should Consider a Rental Home Warranty?

A rental home warranty is ideal for landlords and property managers who want to protect their investment and provide a hassle-free living experience for tenants. It's especially beneficial for those with multiple properties, older systems and appliances, or properties located in areas prone to system failures. By covering the cost of unexpected repairs, landlords can avoid significant out-of-pocket expenses and maintain consistent rental income.

What Does a Rental Home Warranty Cover?

  • Major systems: heating, ventilation, air conditioning (HVAC), plumbing, and electrical.
  • Kitchen appliances: refrigerator, stove, oven, dishwasher.
  • Laundry appliances: washer and dryer.
  • Optional add-ons: roof leak protection, septic system, well pump, and exterior plumbing.
  • Coverage for both essential systems and major household appliances.

What’s Typically Not Covered

  • Structural issues such as walls, foundations, or roof framing.
  • Damage caused by natural disasters, fire, or flooding.
  • Pre-existing issues or problems known before coverage begins.
  • Improper installation or misuse of appliances and systems.
  • Community or shared park systems outside your individual unit.

Conclusion

Investing in a rental home warranty is a proactive way to protect your rental property and ensure a positive experience for your tenants. By understanding the coverage options and exclusions, you can select a plan that aligns with your property's needs and budget. With the right warranty in place, you can enjoy peace of mind knowing that unexpected repair costs won't disrupt your rental income.

Our Top 3 Home Warranty

1
Choice Home Warranty offers plans with high coverage limits, is available in most states and is great for homeowners on a budget.
  • No prior home inspection required.
  • Generous coverage limits at this price range.
  • Access repairs are covered if contractor needs to get into walls, floors or ceilings.
  • Coverage is available in most states.
  • Not available in Washington.
  • Can’t choose your contractor.
Logo image

Choice Home Warranty

Get Free Quote
2
Select Home Warranty stands out for its extensive coverage options, 24/7 customer support. With flexible plans, affordable pricing, and optional add-ons, it offers homeowners peace of mind and reliable protection against unexpected repair costs.
  • Make a Claim 24 / 7 / 365
  • Free roof coverage
  • Trusted by 1,000s of homeowners each week
  • Multi-year discount available
  • No home inspection required
  • Service availability may vary by location.
Logo image

Select Home Warranty

Get Free Quote
3
First American Home Warranty provides reliable home protection plans with extensive coverage options, affordable pricing, and a wide contractor network. Homeowners benefit from flexible coverage and a hassle-free claims process.
  • Covers a wide range of home systems and appliances.
  • Offers multiple plans to fit different budgets and needs.
  • Higher tier plans include unique bonus coverages such as shower arms and garage doors springs.
  • Service availability may vary by location.
Logo image

First American

Get Free Quote

Frequently Asked Questions

What is a rental property home warranty?

A rental property home warranty is a service agreement that helps landlords cover the cost of repairing or replacing major systems and appliances in their rental units when they fail due to normal wear and tear. It helps protect rental income and reduces the stress of managing unexpected repairs.

How is a home warranty for rental properties different from homeowners insurance?

A rental property home warranty covers repairs and replacements for systems and appliances—such as HVAC, plumbing, and kitchen appliances—when they break from everyday use. Homeowners insurance covers damage caused by events like fire, storms, or theft but does not cover normal wear and tear.

What do the best rental property home warranty plans cover?

Top-rated plans typically include essential systems like heating, cooling, plumbing, and electrical, along with appliances such as refrigerators, ovens, dishwashers, and laundry machines. Many also offer optional coverage for items like pools, spas, and roof leaks.

Are tenant-caused damages covered?

No, most home warranties do not cover damage caused by tenant misuse or neglect. Coverage applies to breakdowns from normal wear and tear only.

Can I get a home warranty for older rental units?

Yes, many providers offer coverage for older rental properties. Some may have higher service fees or specific coverage limitations for aging systems and appliances.

How much do rental property home warranties cost?

Annual costs typically range from $300 to $700 per property, depending on the level of coverage and the provider. Service call fees usually range from $75 to $125 per repair visit.

How do I file a claim for a rental property?

Most providers allow landlords to file claims online or by phone. They will send a licensed technician to the property to diagnose and repair the issue, and you’ll only pay the service fee if it’s covered.

Can tenants file warranty claims directly?

Some providers allow tenants to file claims directly with landlord permission, while others require all claims to go through the property owner or property manager.

Is there a limit to the number of claims I can make?

Most plans allow multiple claims per year, but payout caps usually apply per covered item or per contract term. Check your provider’s terms for limits and exclusions.

Can I choose my own contractor for rental property repairs?

Many providers require using their network of approved contractors. Some offer the option to use your own licensed technician, subject to pre-approval and reimbursement rules.

When does coverage start?

Coverage usually begins 30 days after purchase. Some providers may offer immediate coverage if you’re switching from another warranty or renewing an existing plan.

Who should consider a rental property home warranty?

These warranties are ideal for landlords, property managers, and real estate investors who want predictable repair costs, less downtime for tenants, and hassle-free maintenance coordination.