Last update: July 14

Top Rated ⦁ 9.9 /10

Choice Home Warranty 2026

Choice Home Warranty offers comprehensive, affordable coverage, making it a trusted choice for hassle-free home repairs and peace of mind

Written by Christina
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Why you should choose Choice Home Warranty?

  • Choice Home Warranty has handled over 8 million service requests and currently protects more than 2.4 million homes across the USA, making it one of the most trusted names in home protection. With two flexible plans covering essential systems and appliances, from plumbing and electrical to refrigerators and washers, you can customize coverage to fit your exact needs. Their 24/7 customer service connects you with a nationwide network of over 25,000 pre-screened contractors, so help is always just a call or click away.

Key Features

  • Two Flexible Plans

    Choose between a Basic or Total plan to match your home's exact coverage needs

  • Vast Contractor Network

    Access 25,000+ pre-screened, licensed contractors dispatched directly to your door

  • Mobile Claims App

    File, track, and manage claims instantly from your iOS or Android device

  • 24/7 Customer Service

    Reach a real representative any time of day to submit or follow up on a claim

  • Customizable Add-Ons

    Expand your plan with extras like pool, spa, well pump, or roof leak coverage

  • First Month Free

    New customers get one full month of coverage free with any single payment plan

Best Known For

  • Trusted by millions of homeowners across 49 U.S. states since 2008

  • Consistently recognized as a top-rated home warranty company on Trustpilot

  • Fast technician dispatch with claims processed within hours of submission

  • One dedicated service team handling your claim from start to finish

  • Covers both systems and appliances under one affordable, all-in-one plan

Pros & Cons

  • Comprehensive coverage for major home systems and appliances

  • First month free and flexible annual payment options

  • High per-item coverage limits, typically up to $3,000

  • User-friendly mobile app and 24/7 claim filing

  • No home inspection required to start coverage

  • Flat $100 service fee per claim in most areas

  • Some claims may be denied for preexisting conditions or lack of maintenance

Service Highlights

9.9
Exceptional

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Ease of Signup

9.9

No home inspection required, quick online signup with instant coverage options and a free quote in minutes

Coverage Variety

9.8

Covers 14-18 systems and appliances across two plans, with optional add-ons for pools, roofs, septic, and more

Claims Process

10.0

Claims filed 24/7 via app, online portal, or phone, with technician dispatch typically within 48 hours

Customer Service

9.9

Dedicated service team available around the clock, with a nationwide contractor network ensuring fast, local response

How to Get Started With Choice Home Warranty

  • Getting started with Choice Home Warranty is simple and takes just a few minutes, no inspection or technician visit required.

    1. Visit the Choice Home Warranty website and enter your zip code to check availability in your area.
    2. Get a free, instant quote by providing basic details about your home size and type.
    3. Choose your plan, Basic or Total, based on the systems and appliances you want covered.
    4. Customize your coverage by adding optional protections like pool, roof leak, or septic system.
    5. Complete your signup online and select a monthly or single payment option to activate coverage.
    6. Download the mobile app to manage your plan, file claims, and track repairs from anywhere.
    7. When a breakdown occurs, submit a claim 24/7 and a pre-screened local technician will be dispatched to your home.

Coverage Types Offered

  • Systems Coverage

    Choice covers your home's core systems including plumbing, electrical, heating, and ductwork. Ideal for homeowners who want protection against the most costly and disruptive breakdowns. Claims can be filed online, via app, or by phone 24/7.

  • Appliance Coverage

    Protects essential kitchen and laundry appliances such as your oven, dishwasher, built-in microwave, garbage disposal, washer, and dryer. Best for homeowners with older appliances that are more prone to wear and tear.

  • HVAC Coverage

    Covers both air conditioning and heating systems, up to two units each, under the Total Plan. A must-have for homeowners in regions with extreme seasonal temperatures.

  • Optional Add-On Coverage

    Extend your protection to include pools, spas, well pumps, septic systems, roof leaks, and more. Perfect for homeowners with specialty features that standard plans don't cover.

  • Combo Plans

    Both the Basic and Total plans bundle systems and appliances together under one contract. A convenient all-in-one solution for homeowners who want comprehensive whole-home protection.

Bottom Line

  • Choice Home Warranty is a reliable, flexible home protection provider trusted by millions of U.S. homeowners. With customizable plans, a massive contractor network, and a simple 24/7 claims process, it's a strong choice for anyone looking to protect their home and budget from unexpected breakdowns.

Reviews & Ratings

See what some customers are saying about Choice Home Warranty

9.9 Excellent

  • Excellent
    90%
  • Great
    2%
  • Average
    4%
  • Poor
    3%
  • Bad
    1%
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JAMES ROSS

2 days ago

The company responded to my submission

The company responded to my submission of a claim. That was very important to me.

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Myrna McDaniel

3 days ago

Great value warranty!

I was impressed with the comprehensive coverage offered at a valued price. Ease of enrolling and kindness of the representative was great.

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Lisa Baron

5 days ago

Very professional service!

I had a leak from my bathroom sink. The same day as I filled out the claim online I received a phone call from the plumber and he gave me an appointment for the following day. The plumber was professional and friendly. He diagnosed the problem, went out to get parts and completed the repair. Having Choice warranty makes it easy to get a professional to come over quickly and do a job you can trust. It gives me peace of mind.

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Karen McKeeman

1 week ago

The technician was very professional

The technician was very professional and diagnosed the problem and ordered the part. He is scheduled to return June 11 to replace the part. Very pleasant experience.

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Kenneth Anderton

2 weeks ago

I was highly impressed

I was highly impressed with the Technitian that KIM‘s APPLIANCES sent out and his name was Brad and his thoroughness and his knowledge is thoughtfulness and his timely manner. It was really one of the best experiences I’ve had with any home warranty company, and I’ve had it one for 15 years total.