HWA Home Warranty Review 2025

$150 OFF + 1 MONTH FREE

Typical Annual Premium

$500–$850

Contractor Network Size

12,000+ professionals

Service Fee Range

$65–$90

What Does Home Warranty of America Offer to Homeowners?

Imagine you've just moved into your dream home, complete with beautiful décor and everything perfectly arranged. Months later, you're settling in and starting to rebuild your savings after making the biggest purchase of your life. Then, out of the blue, an essential home system—like your heating—breaks down in the middle of winter. With a new mortgage and limited savings, you're faced with an unexpected and potentially overwhelming repair cost. Thankfully, you had the foresight to invest in a home protection plan from Home Warranty of America. This plan can cover the repair or replacement of major systems and appliances, helping you avoid such financial stress in the future.


What Does a Home Warranty Cover?

A home warranty typically covers the repair or replacement of the following systems and appliances:

  • Central air conditioning systems
  • Central heating systems
  • Humidifiers
  • Interior electrical systems
  • Refrigerators

Pros & Cons

  • Check Icon Enrollment doesn't require a home inspection.
  • Check Icon Customizable payment plans to suit individual budgets.
  • Check Icon Add-ons available for pools, spas, well pumps, and other unique systems.
  • Check Icon Affordable service call fees starting at $75.
  • Cancel Icon Certain limitations and exclusions may apply; reviewing the agreement is essential.
  • Cancel Icon Pre-existing conditions and improper maintenance may result in claim denial.

HWA at a Glance

9.8

Coverage

9.8

Various plans offering customizable deductibles and extensive coverage for home systems and appliances

Customer Support

9.7

24/7 claim support and easy service call scheduling

Value

9.6

Comprehensive plans at competitive pricing

Contractor Network

9.5

10,000+ in-network professionals for reliable service

Ease of Use

9.4

User-friendly mobile app and online claims process

Reputation

9.5

Highly rated by customers for reliability and service quality

HWA Home Warranty Review Plan Pricing

Plan Type Cost
Basic Coverage Plan $432–$756 annually
Premium Plan Customized pricing available
Service Call Fee $60–$75 per visit

Why Use the Home Warranty App?

Home Warranty of America offers a mobile app for quick and convenient claims management and service scheduling.

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FAQs

How long do Home Warranty of America plans last?

Home Warranty of America plans are typically annual, with options for renewal. Coverage starts 30 days after purchase.

What is the process for filing a claim with HWA?

You can file a claim online or via the mobile app 24/7. A contractor will be assigned promptly to resolve your issue.

Are pre-existing conditions covered by HWA?

HWA plans do not cover pre-existing issues, but they do cover wear and tear on covered systems and appliances.