Imagine you've just moved into your dream home, complete with beautiful décor and everything perfectly arranged. Months later, you're settling in and starting to rebuild your savings after making the biggest purchase of your life. Then, out of the blue, an essential home system—like your heating—breaks down in the middle of winter. With a new mortgage and limited savings, you're faced with an unexpected and potentially overwhelming repair cost. Thankfully, you had the foresight to invest in a home protection plan from Home Warranty of America. This plan can cover the repair or replacement of major systems and appliances, helping you avoid such financial stress in the future.
A home warranty typically covers the repair or replacement of the following systems and appliances, protecting homeowners from sudden expenses:
No home inspection required for enrollment.
Customizable plans and optional add-ons for unique systems.
Affordable service call fees starting at $60.
24/7 customer service with fast claim handling.
Covers a wide range of essential home systems and appliances.
Certain limitations and exclusions may apply; reviewing the agreement is essential.
Pre-existing conditions and improper maintenance may result in claim denial.
Home Warranty of America also offers a variety of add-on coverage options, allowing homeowners to customize their plans to fit specific needs.
HWA Home Warranty provides 24/7 customer support and a simple claims process. Homeowners can file claims online, via phone, or through the mobile app.
A network of pre-screened, licensed contractors is available to address service requests promptly and efficiently.
While most claims are handled quickly, some customers report delays due to regional availability and verification procedures.
Customer experiences with HWA Home Warranty are generally positive, especially regarding comprehensive coverage and responsive contractors.
Some negative reviews mention claim denials related to exclusions or delays in service, emphasizing the importance of understanding the terms of coverage.
HWA Home Warranty competes strongly with other home warranty companies due to its customizable plans, extensive coverage, and transparent pricing.
While some competitors may offer lower premiums, HWA’s combination of service quality, coverage flexibility, and add-on options make it a reliable choice for homeowners seeking peace of mind.
Home Warranty of America offers a mobile app for quick and convenient claims management and service scheduling.
Plans are generally annual with options to renew. Coverage starts 30 days after purchase.
Claims can be submitted online, by phone, or via the mobile app 24/7. A licensed contractor will be assigned to resolve your issue promptly.
No, pre-existing issues and improper maintenance are not covered, but normal wear and tear on covered items is included.
Service call fees typically range from $50 to $100 per visit depending on your plan and location.
Yes, optional add-ons are available for pools, spas, septic systems, additional HVAC units, and other specialty items.
No, HWA has no age restrictions on covered appliances or systems, and no inspections are required prior to purchasing a home or appliance protection warranty. The items must be in working condition at the time of purchase.
Premium Coverage is an optional add-on that protects equipment not covered by typical home warranty contracts. For example, traditional home warranty coverage for a dishwasher does not cover racks, baskets, rollers, and door seals, but Premium Coverage does cover these components.