Last update: July 16
Home Warranty of America has been protecting homeowners since 1996, offering comprehensive coverage for major systems and appliances across all 50 states with no age restrictions on covered items. With a network of over 25,000 pre-screened technicians, 24/7 claims processing, and a unique GreenPlus upgrade that replaces broken appliances with Energy Star-certified models, HWA goes beyond standard home warranty coverage. Their 30-day money-back guarantee and flexible service fee options make it easy to get started with confidence.
Uniquely replaces broken dishwashers, refrigerators, washers, heaters, and water heaters with Energy Star-certified models
In business since 1996 with a trusted track record of protecting homeowners across all 50 states
Select and Select Plus plans cover all systems and appliances, with the Plus plan adding AC, refrigerator, washer, and dryer
Every plan comes with a full refund option within 30 days, no questions asked
Covers systems and appliances of any age with no home inspection required to get started
Submit claims any time online or by phone, with technician dispatch within 48 hours
No age restrictions on covered appliances or systems
30-day money-back guarantee included with every plan
Coverage for rust and corrosion on plumbing and electrical systems
Optional coverage available for pools, spas, septic systems, and well pumps
Repair-or-replace commitment for covered items that cannot be repaired efficiently
Unique GreenPlus option for Energy Star appliance replacements
Available in all 50 states with 24/7 claims processing
No home inspection or maintenance records required to enroll
Flexible optional add-ons for pools, spas, wells, septic systems, and more
Coverage available for older homes without requiring system upgrades before enrollment
Coverage limits on certain appliances and systems may be lower
Air conditioning not included in the base Select plan
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No home inspection required, no age restrictions, quick online signup with a 30-day money-back guarantee on all plans
Two combination plans covering 20+ systems and appliances, with unique add-ons including GreenPlus, Orange Plus, and more
Claims filed 24/7 online or by phone, with technician contact within 48 hours and emergency expedite options available
Network of 25,000+ pre-screened technicians nationwide with knowledgeable sales and support representatives praised in reviews
Getting started with HWA is simple, no home inspection or age verification on your appliances required.
1. Visit the Home Warranty of America website and enter your home details to get a personalized quote.
2. Choose between the Select plan (essentials) or Select Plus plan (adds AC, refrigerator, washer, and dryer).
3. Customize your coverage with add-ons like pool and spa, GreenPlus, Orange Plus, or roof leak protection.
4. Select your preferred service fee level and payment option to activate coverage immediately.
5. Your 30-day money-back guarantee is automatically included with your plan, no commitment risk.
6. When a breakdown occurs, submit a claim 24/7 online or by phone, a technician from the 25,000+ network will be dispatched within 48 hours.
7. For emergencies, HWA can expedite the process to get help to your home faster.
Covers 17 essential home systems and appliances including heating, plumbing, electrical, water heater, dishwasher, oven, and garage door system. A strong base plan with no age restrictions on covered items.
Builds on the Select plan by adding air conditioning, refrigerator with ice maker, and washer and dryer. Includes enhanced component coverage for heating, dishwasher, and water heater not available in the base plan.
A unique eco-friendly add-on that replaces broken dishwashers, refrigerators, washers, heating systems, or water heaters with Energy Star-certified models, reducing energy costs while protecting your home.
Optional add-on covering code violations and permit fees required for approved repairs, plus water softener and door rekeying, going further than most standard home warranty plans.
Extend your plan with pool and spa, roof leak, septic system, sprinkler system, second refrigerator, and stand-alone freezer. Fully customizable to fit any home's unique needs.
Home Warranty of America is a solid, long-established choice for homeowners who want comprehensive coverage with added eco-conscious benefits. The GreenPlus upgrade, rust and corrosion protection, and no age limits on covered items make it stand out among competitors — especially for owners of older homes or those looking to upgrade to more energy-efficient appliances. The 30-day money-back guarantee and 50-state availability make it easy to try with confidence. The main consideration is that air conditioning requires the Plus plan, so homeowners in warmer climates should plan accordingly.
See what some customers are saying about hwa
The company assigned a vendor who arrived the next day, diagnosed the problem with our air conditioner and provided a temporary solution. The follow up request for a part replacement was approved next day and the vendor was able to finish the work quickly and relieve our a/c issue on 90-degrees days.
It was an easy process taking care of my issue. They set up an appointment with a contractor, I called him and fixed my issue.
I love how Home Service Club included electrical systems warranty in their coverage. When my well pump quit on me last week, I asked if they could fix it right away. They sent really skilled electricians to help me out. At least I know I'm getting my money's worth!
I have different situations that need to be fix for plumbing related, I called HWA to report them, they took the report and send me a company to fix the problem that was in the house. They fixed.
They deal with small and local company’s, always had a great experience with everyone they sent to do repairs.