Mobile Background image

October 2025
Best Home Warranty Companies for Veterans

Top Home Warranty Companies of 2025
Safeguard Your Home and Finances Against Unplanned Repair Costs

Next Update In:

00
hours
:
00
mins
:
00
secs
  • USA licensed USA licensed
  • Secure & Trusted Secure & Trusted

Last offers update: October 2025

MOST POPULAR
Coupon

40% Off Home Warranties!
$150 OFF ANY PLAN
FREE ROOF COVERAGE
2 EXTRA MONTHS FREE

Excellent
9.8
OUR #1 CHOICE
Coupon

Fall Sale $50 Off + 1 Month Free

Exceptional
9.9
BEST IN SERVICE
Coupon

Get a $100 Instant Discount! PROMO CODE: PROTECT

Very Good
9.7
1
OUR #1 CHOICE
Show/hide extra details See extra details & advantages
Coupon

Fall Sale $50 Off + 1 Month Free

  • $50 Off all plans.
  • First month free.
  • Handled over 8 million claims.
  • 24/7 customer support.
  • No home inspection required.
Pros & Cons Pros & Cons
Why We Picked It Expand sign
1
OUR #1 CHOICE
Coupon

Fall Sale $50 Off + 1 Month Free

Exceptional
9.9

• Handled Over 5 Million Claims.
• 24/7 Expert Phone Support.
• No home inspection.
• Plans include appliances.

Visit Site
2
MOST POPULAR
Show/hide extra details See extra details & advantages
Coupon

40% Off Home Warranties!
$150 OFF ANY PLAN
FREE ROOF COVERAGE
2 EXTRA MONTHS FREE

  • Limited Time Offer: Select Members Save Up to 75% at Nike, Costco, Home Depot & More!
  • Check Icon Free roof coverage.
  • Trusted by 1,000s of homeowners each week.
  • Multi-year discount available.
  • No home inspection required.
Pros & Cons Pros & Cons
Why We Picked It Expand sign
2
MOST POPULAR
Coupon

40% Off Home Warranties!
$150 OFF ANY PLAN
FREE ROOF COVERAGE
2 EXTRA MONTHS FREE

Excellent
9.8

• Limited Time Offer: Select Members Save Up to 70% at Nike, Costco, Home Depot & More!
• Free Roof Leak Coverage.
• 40% Off + 2 Bonus Months.
• Plans Start Under $1/Day.

Visit Site
3
BEST IN SERVICE
Show/hide extra details See extra details & advantages
Coupon

Get a $100 Instant Discount! PROMO CODE: PROTECT

  • Roof coverage.
  • Fast claim dispatch.
  • Seniors and veterans discount available.
Pros & Cons Pros & Cons
Why We Picked It Expand sign
3
BEST IN SERVICE
Coupon

Get a $100 Instant Discount! PROMO CODE: PROTECT

Very Good
9.7

• 500K+ Homeowners Trust It.
• Custom Plans Available.
• Optional AC & Pool Coverage.

Visit Site
4
Show/hide extra details See extra details & advantages
Coupon

$150 OFF + 1 MONTH FREE

  • Roof coverage.
  • Fast claim dispatch.
  • Seniors and veterans discount available.
Pros & Cons Pros & Cons
Why We Picked It Expand sign
4
Coupon

$150 OFF + 1 MONTH FREE

Very Good
9.6

• Eco Upgrade: GreenPlus Plan.
• No Inspection Requirements.
• 25+ Years Of Trusted Service.

Visit Site
5
Show/hide extra details See extra details & advantages
Coupon

$75 OFF + 1 MONTH FREE

  • 24/7 Customer Support.
  • Nationwide trusted technicians.
  • No Inspection Required.
  • More than 25,000 Contractors Nationwide.
Pros & Cons Pros & Cons
Why We Picked It Expand sign
5
Coupon

$75 OFF + 1 MONTH FREE

Very Good
9.5

• Coverage Starts In 10 Days.
• 24/7 Award-Winning Support.
• Systems + Appliances Plans.

Visit Site

Our Best Overall Provider

1
OUR #1 CHOICE
Show/hide extra details See extra details & advantages
Coupon

Fall Sale $50 Off + 1 Month Free

  • $50 Off all plans.
  • First month free.
  • Handled over 8 million claims.
  • 24/7 customer support.
  • No home inspection required.
Pros & Cons Pros & Cons
Why We Picked It Expand sign
1
OUR #1 CHOICE
Coupon

Fall Sale $50 Off + 1 Month Free

Exceptional
9.9

• Handled Over 5 Million Claims.
• 24/7 Expert Phone Support.
• No home inspection.
• Plans include appliances.

Visit Site

What is a Home Warranty for Veterans?

A home warranty for veterans is a service contract designed to protect military homeowners from unexpected repair or replacement costs associated with major home systems and appliances. Unlike homeowners insurance, which covers damage from external events, a home warranty focuses on wear and tear, providing a safety net for veterans.
Whether you own a single-family home, multi-unit building, or vacation rental, this warranty ensures that when a covered item breaks down, a qualified technician is just a call away, minimizing downtime and stress.

Key Benefits of a Home Warranty for Veterans

  • Protection against unexpected repair and replacement costs for covered systems and appliances.
  • Access to a network of pre-screened, qualified service technicians.
  • Simplified claims process, reducing administrative burden.
  • Potential to increase property value by ensuring timely repairs.
  • Flexible plans to suit different property types and budgets.
  • Exclusive discounts and offers for veterans.

Who Should Consider a Home Warranty for Veterans?

A home warranty for veterans is ideal for military homeowners who want to protect their investment and provide a hassle-free living experience. It's especially beneficial for those with multiple properties, older systems and appliances, or properties located in areas prone to system failures. By covering the cost of unexpected repairs, veterans can avoid significant out-of-pocket expenses and maintain consistent home comfort.

What Does a Home Warranty for Veterans Cover?

  • Major systems: heating, ventilation, air conditioning (HVAC), plumbing, and electrical.
  • Kitchen appliances: refrigerator, stove, oven, dishwasher.
  • Laundry appliances: washer and dryer.
  • Optional add-ons: roof leak protection, septic system, well pump, and exterior plumbing.
  • Coverage for both essential systems and major household appliances.

What’s Typically Not Covered

  • Structural issues such as walls, foundations, or roof framing.
  • Damage caused by natural disasters, fire, or flooding.
  • Pre-existing issues or problems known before coverage begins.
  • Improper installation or misuse of appliances and systems.
  • Community or shared park systems outside your individual unit.

Conclusion

Investing in a home warranty for veterans is a proactive way to protect your home and ensure a positive experience. By understanding the coverage options and exclusions, you can select a plan that aligns with your property's needs and budget. With the right warranty in place, you can enjoy peace of mind knowing that unexpected repair costs won't disrupt your home comfort.

Our Top 3 Home Warranty

1
Choice Home Warranty offers plans with high coverage limits, is available in most states and is great for homeowners on a budget.
  • No prior home inspection required.
  • Generous coverage limits at this price range.
  • Access repairs are covered if contractor needs to get into walls, floors or ceilings.
  • Coverage is available in most states.
  • Not available in Washington.
  • Can’t choose your contractor.
Logo image

Choice Home Warranty

Get Free Quote
2
Select Home Warranty stands out for its extensive coverage options, 24/7 customer support. With flexible plans, affordable pricing, and optional add-ons, it offers homeowners peace of mind and reliable protection against unexpected repair costs.
  • Make a Claim 24 / 7 / 365
  • Free roof coverage
  • Trusted by 1,000s of homeowners each week
  • Multi-year discount available
  • No home inspection required
  • Service availability may vary by location.
Logo image

Select Home Warranty

Get Free Quote
3
First American Home Warranty provides reliable home protection plans with extensive coverage options, affordable pricing, and a wide contractor network. Homeowners benefit from flexible coverage and a hassle-free claims process.
  • Covers a wide range of home systems and appliances.
  • Offers multiple plans to fit different budgets and needs.
  • Higher tier plans include unique bonus coverages such as shower arms and garage doors springs.
  • Service availability may vary by location.
Logo image

First American

Get Free Quote

Frequently Asked Questions

What is a veteran home warranty?

A veteran home warranty is a service agreement designed to help veterans, active-duty military members, and their families cover the cost of repairs or replacements for major home systems and appliances due to normal wear and tear. It offers peace of mind and helps protect your budget from unexpected repair bills.

How is a veteran home warranty different from homeowners insurance?

Like a standard home warranty, a veteran home warranty covers repairs or replacements for systems and appliances due to wear and tear, such as HVAC, plumbing, and kitchen appliances. Homeowners insurance covers damage to your home from events like fire, theft, or natural disasters. The main difference is that some veteran-focused warranty providers may offer special discounts or benefits for those who have served.

What does a typical veteran home warranty plan cover?

Coverage often includes essential systems like heating, air conditioning, plumbing, and electrical, along with appliances such as refrigerators, ovens, dishwashers, and washers/dryers. While the coverage is similar to a standard plan, some providers may include military-specific perks or additional service flexibility.

Are pre-existing conditions covered under a veteran home warranty?

Generally, pre-existing conditions are not covered—meaning any issues known or that should have been known before the plan began. Some veteran home warranty providers may make exceptions for undetectable problems that were not visible during an inspection.

Can veterans get a warranty for an older home?

Yes. Veterans can get a warranty for homes of any age, though older systems and appliances may have higher chances of breakdowns. Some providers may offer military discounts even if the home is decades old.

How much does a veteran home warranty cost?

The annual cost typically ranges from $300 to $600, depending on the level of coverage and the provider. Veterans and military families may qualify for special pricing or reduced service fees, which generally range from $75 to $125 per repair visit.

How do I file a claim under a veteran home warranty?

You can file a claim online or by phone with your provider. They’ll send a licensed technician to diagnose the problem. If covered, repairs or replacements will be made, and you’ll only pay the service fee—sometimes discounted for veterans.

Is there a limit to service calls for veterans?

Most plans allow unlimited service calls, though payout limits may apply per item or per contract term. Check your plan for maximum coverage amounts and see if your provider offers any flexibility for veterans.

Can I choose my own contractor?

Most providers use a network of approved contractors, but some veteran-focused plans allow you to use your preferred licensed technician, subject to approval and reimbursement policies.

When does veteran home warranty coverage begin?

Coverage usually begins 30 days after purchase. However, some veteran-specific providers may offer immediate coverage if you’re transitioning from another plan or as part of a special military benefit.

Are optional add-ons available for veterans?

Yes, providers often offer add-ons such as pool coverage, roof leak protection, septic systems, and well pumps. Military discounts may also apply to these extra coverages.

Who should consider a veteran home warranty?

These warranties are ideal for veterans, active-duty military members, and their families—especially those with aging appliances or systems. They’re also great for military homeowners who want predictable repair costs, hassle-free service coordination, and access to potential discounts.