Last update: July 14
Home Service Club has been protecting homeowners since 2008, earning multiple 'Best in Service' awards for customer retention, claim approval rates, and service quality. With two comprehensive plans covering up to 33 systems and appliances including unique items like pest control, alarm wiring, and utility lines, HSC goes further than most competitors in whole-home protection. Their nationwide network of over 10,000 technicians ensures fast response, with service claims scheduled within 12 to 48 hours and a 90-day parts guarantee that's above the industry standard.
Recognized as 'Best in Service' by HomeWarrantyReviews.com in 2015, 2016, 2019, and 2020
The Comprehensive plan covers more systems and appliances than most competitors' top-tier plans
Uniquely covers pest damage under the Comprehensive plan which is a rare benefit
Optional add-on covering outside water, sewer, gas, electric lines, sprinkler system, and grinder pump
Claims submitted during business hours are processed within 12 hours
Parts are guaranteed for 90 days: three times the industry standard 30-day recall period
Available in all 50 states with no home inspection required and no age limit
No home inspection or maintenance records required for enrollment
“If we can’t fix it, we’ll replace it” repair-or-replace commitment
Optional roof leak coverage and sprinkler system protection available
Coverage includes uncommon items like ductwork, sump pumps and more
90-day parts guarantee, triple the standard 30-day recall period
Pest damage coverage, a rare feature not offered by most competitors
No home inspection required before coverage begins
Covers 33+ items: one of the broadest coverage ranges in the industry
Repair-or-replace guarantee for covered items that can't be fixed
No mobile app, claims must be submitted online or by phone
Service fees can be higher than some competitors
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No home inspection required, quick online signup available with no age restrictions on covered items
Two plans covering up to 33 items, plus unique add-ons including pest control, utility lines, and roof coverage
Claims processed within 12 hours, with a 90-day parts guarantee and technician dispatch within 48 hours
24/7 online claims portal with a network of 10,000+ technicians nationwide
Getting started with HSC Home Warranty is simple, no home inspection or age verification on your systems is required.
1. Visit the Home Service Club website and request a free quote by entering your zip code and home details.
2. Choose between the Standard plan (18 items) or the Comprehensive plan (33+ items) based on your coverage needs.
3. Customize your plan with optional add-ons including pool, roof, septic, sprinkler, or the Utility Line Package.
4. Select an annual payment option to lock in your coverage and activate your plan.
5. Your coverage begins after the standard 30-day waiting period, or negotiate an earlier start date when signing up.
6. When a breakdown occurs, submit a claim 24/7 online or by phone, during business hours, your claim is processed within 12 hours.
7. A local pre-screened technician from HSC's network of 10,000+ professionals will be dispatched within 48 hours.
Covers 18 essential home systems and appliances including HVAC, plumbing, electrical, refrigerator, dishwasher, washer, dryer, and water heater. Ideal for homeowners looking for solid baseline protection with no major gaps.
Builds on the Standard plan with 15 additional items including ductwork, sump pump, pest control, alarm wiring, smoke detector, hot water pump, and whirlpool bathtub. One of the most thorough plans available in the industry.
HSC offers the highest roof leak payout limit in the industry, up to $2,000, making it the top choice for homeowners concerned about water damage. Available as an optional add-on.
A unique add-on covering six categories of outside utility lines including water, sewer, gas, electric, sprinkler systems, and grinder pump, protecting infrastructure beyond the walls of your home.
Further customize your plan with pool and spa, well pump, water softener, built-in refrigerator, freestanding freezer, and more. One of the widest add-on selections available among home warranty providers.
Home Service Club is the right choice for homeowners who want the most comprehensive coverage available, including items rarely found in standard plans like pest damage, utility lines, and alarm wiring. With the highest roof leak payout in the industry, a 90-day parts guarantee, and coverage across all 50 states with no age limits on items, it sets a high bar for whole-home protection. It is best suited for homeowners with older homes or specialty systems who want maximum peace of mind. The main consideration is that service fees can run higher than some competitors, so it's worth reviewing plan details carefully before committing.
See what some customers are saying about HSC
I have used Home Service Club in three different houses already in two different states. They were equally effective both times. I'm considering getting my property in a third state covered. The very best there is!
It is nice to find a company that is very trustworthy and committed to excellence! We have had this house for close to seven years and have renewed the warranty each year. Over this period, Home Service Club has sent reliable contractors each time we filed a claim. Great value for money. 5 stars!
I love how Home Service Club included electrical systems warranty in their coverage. When my well pump quit on me last week, I asked if they could fix it right away. They sent really skilled electricians to help me out. At least I know I'm getting my money's worth!
The people at HSC are very mindful of their clients' time. They do their repairs very fast, less time for stress with me and more time for them to save other people and houses! I had my ceiling fan repaired just this morning and it was pretty smooth sailing from the moment I called until the evaluation at the end.
The airconditioner in my mom's house has been acting so crazy. We couldn't increase the temperature, so we've been freezing for days! We called HSC when we realized things weren't going to get better, and luckily they were able to send a contractor quick. Luckily, this was included in our HSC home coverage. I've learned its both efficient and practical to avail of this company's services.