HSC Home Warranty Review 2025

$75 + 1 MONTH FREE

Annual Premium Cost

$400–$700 per year

Contractor Network

15,000+ certified professionals

Service Call Charge

$50–$100 per visit

What Benefits Does a Home Warranty Provide to Homeowners?

You’ve finally settled into your dream home, with every piece of décor perfectly placed to bring your vision to life. After months of unpacking and arranging, you're ready to start rebuilding your savings after such a significant investment. But just as you begin to feel financially stable, your heating system unexpectedly fails during the peak of winter. Faced with a high repair cost, your newly tightened budget might not allow for immediate fixes. Thankfully, your foresight in purchasing a home protection plan ensures that this repair – and other major home systems or appliance breakdowns – is covered, saving you from further financial strain.


What Does a Home Warranty Cover?

A home warranty typically provides coverage for major home systems and appliances, such as:

  • Central air conditioning systems
  • Central heating systems
  • Humidifiers
  • Interior electrical systems
  • Refrigerators

Pros & Cons

  • Check Icon Covers a broad range of home systems and appliances with flexible plans.
  • Check Icon Quick and efficient claims process available online or via phone.
  • Check Icon No home inspection required before enrolling.
  • Check Icon Provides optional add-ons for specialty items like septic systems and water softeners.
  • Check Icon Competitive pricing with no hidden fees or unexpected costs.
  • Cancel Icon Coverage availability may vary by location.
  • Cancel Icon Certain high-end appliances may require additional fees for coverage.
  • Cancel Icon Some exclusions apply for pre-existing conditions or improper maintenance.

The Home Service Club at a Glance

9.7

Coverage

9.7

Comprehensive plans with customizable coverage, appliance-specific options, and add-ons for unique needs

Customer Service

9.6

24/7 support and easy claim filing process

Cost

9.5

Competitive pricing with flexible premiums and service call fees

Network

9.8

10,000+ pre-screened contractors nationwide

Flexibility

9.6

Add-ons available for extended coverage

User Experience

9.7

Effortless signup and policy management

The Home Service Club Home Warranty Plan Pricing

Plan Type Monthly Cost
Standard Coverage $36–$48
Comprehensive Coverage $50–$62
Service Call Fee $60–$75

FAQs

What systems and appliances are covered by The Home Service Club?

The Home Service Club offers coverage for essential systems like HVAC, electrical, and plumbing, as well as major appliances such as refrigerators and washing machines. Additional add-ons are available for extended coverage.

How does the service call process work?

When you file a claim, a service professional from The Home Service Club's network will assess and repair or replace the issue. A service call fee will apply.

What is the waiting period before coverage begins?

Coverage begins 30 days after the purchase of your plan. This ensures thorough evaluation and confirmation of policy details.