Last update: July 15
First Premier Home Warranty has been protecting homeowners since 1989, offering two comprehensive plans and one of the most extensive add-on menus in the industry. With the fastest turnaround time in the business, a 60-day workmanship guarantee, double the industry standard, and the flexibility to use your own licensed technician, it puts homeowners in control of their repairs. Their 24/7 claims process, low service fee, and up to $15,000 in annual coverage make it a strong, affordable choice for whole-home protection.
In the industry since 1984, with a proven track record of protecting millions of homeowners nationwide
Unlike most competitors, First American places no dollar limits on most covered system repairs
Starter, Essential, and Premium plans offer escalating coverage for appliances, systems, and luxury items
Submit as many claims as needed throughout the year with no cap on service requests
Optional upgrade that covers improper installations, undetectable pre-existing conditions, and code violations
Refer a friend and both of you receive a $100 Amazon gift card when they purchase a plan
No dollar limits on most covered system repairs, a rare advantage over competitors
Advantage upgrade covering improper installations and pre-existing conditions
Available in 35 states with 24/7 online and phone claims submission
Covers rust, corrosion, and maintenance-related failures often excluded by competitors
No age limits on covered appliances and home systems, ideal for older homes
No coverage caps on most systems, unlike the majority of competitors
Unlimited service calls where no annual limit on how many claims you can file
In business since 1984 becoming one of the most established providers
Responsive claims team, with contractors often assigned within hours of a request
First American Advantage upgrade available for broader, more comprehensive protection
Air conditioning not included in the base Starter plan
Some users report longer wait times for parts approvals on complex repairs
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Simple online signup with no home inspection required, and three plan tiers to choose from with a quick quote process
Three plans covering systems, appliances, and luxury items, plus optional add-ons and the First American Advantage upgrade
Claims submitted 24/7 online or by phone, with contractors assigned within hours and service confirmed within 48 hours
Responsive team that replies to 96% of negative reviews on Trustpilot within 24 hours
Getting started with First American Home Warranty is straightforward, no home inspection or technician visit required before coverage begins.
1. Visit the First American Home Warranty website and enter your zip code to confirm availability in your state.
2. Get a free, personalized quote by selecting the plan that fits your home size and coverage needs.
3. Choose your plan, Starter, Essential, or Premium, based on the systems and appliances you want covered.
4. Add the optional First American Advantage upgrade for broader protection including improper installations and code violations.
5. Customize with add-ons such as pool and spa, central vacuum, or additional appliances.
6. Complete your signup and choose a monthly or annual payment option to activate coverage immediately.
7. When a breakdown occurs, submit a claim 24/7 online or by phone, a pre-screened contractor will be assigned promptly.
Covers core home systems including plumbing, electrical, and heating, plus kitchen appliances like the oven, dishwasher, refrigerator, and built-in microwave. Best for homeowners looking for essential protection at an entry-level price point.
Builds on the Starter plan by adding air conditioning, clothes washer and dryer, water heater, and garage door opener. The most popular tier for comprehensive whole-home protection.
The most complete option which includes everything in the Essential plan plus luxury appliances, the full garage door system, faucets, and instant hot water dispensers. Ideal for homeowners with high-end systems and appliances.
An optional add-on that covers repairs caused by improper installation, undetectable pre-existing conditions, and code violations. Fills critical gaps that standard home warranty plans typically exclude.
Extend your plan with specialty items including pool and spa equipment, central vacuum systems, and additional appliances. Tailored for homeowners with unique features that fall outside standard coverage.
First American Home Warranty is an excellent choice for homeowners who want robust, long-term protection from one of the most experienced providers in the industry. With no dollar limits on most system repairs, unlimited service calls, and the optional First American Advantage upgrade, it goes further than most competitors in shielding your budget from unexpected costs. It is best suited for homeowners with older systems or high-end appliances who want maximum coverage with minimal out-of-pocket risk. The main consideration is that the base plan excludes air conditioning, so homeowners in warmer climates should plan for at least the Essential tier.
See what some customers are saying about First American
I had gotten my AC Checked by another company. They stated that there was a leak in one of the coils. So I called the warranty company. Your tech from Ozonefreeze responded as oromised. He checked it out thoroughly. Added refrigerant, and got it running within the specs. Manuel was prompt. Professional Explained the process to me. Very pleased with the company's timely response.
The contractor contacted us in a timely fashion, kept his appointment and fixed the problem in a timely manner
After many calls on a dishwasher, i did receive a replacement. Couldnt be happier. Service was excellent.
My experience was great due to how quick i received a response for my issue. I was so glad my problem regarding my ac unit was covered and I was not having to spend a lot of money. I was connected to a company quickly to resolve my issue and now I am cool in this summer heat.
Company ressponded in a rapid manner and gave recommended help that responded quickly with good help and fixed the problem.