Last update: September 23
Liberty Home Guard has been protecting homes since 2017, growing into one of the most highly rated home warranty companies in the country. With three flexible plans, Appliance Guard, Systems Guard, or the combined Total Home Guard, plus more than 40 optional add-ons, you can tailor coverage to your exact home. Backed by 24/7 claims support and a 60-day workmanship guarantee on every completed repair, Liberty Home Guard has earned an "Excellent" rating on Trustpilot and an A rating from the Better Business Bureau.
Choose Appliance Guard, Systems Guard, or Total Home Guard to match your home's exact needs
Expand your plan with options like pools, roof leaks, septic systems, and second refrigerators
Every completed repair is backed by a guarantee twice the industry standard
Submit and track claims anytime online, by phone, or through the mobile app
Home warranty plans available to homeowners in all 50 states
Covered systems and appliances are eligible regardless of age, as long as they're in working order
Founded in 2017 and headquartered in Brooklyn, New York
Rated the #1 Home Warranty Provider by U.S. News & World Report for 2021, 2022, 2023, 2024, and 2026
Over 17,000 Google reviews and an "Excellent" rating on Trustpilot
More than 40 optional add-ons, among the largest catalogs of any major provider
A 60-day workmanship guarantee on every completed repair
Three flexible plans plus more than 40 optional add-ons for extensive customization
60-day workmanship guarantee, double the industry standard of 30 days
No age restrictions on covered systems and appliances
Strong third-party ratings, including an "Excellent" Trustpilot score and an A rating from the BBB
Claims can be filed 24/7 online, by phone, or through the mobile app
Service fees range from about $65 to $125 per claim, on the higher end for the industry
Plumbing and electrical repairs carry only a 100-day guarantee, versus a full year for other covered repairs
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Get a free online quote in minutes by entering your zip code and home details, then choose from three plan types
Three core plans plus more than 40 add-ons, including pools, septic systems, and roof leak patching, for highly customizable protection
File claims 24/7 online, by phone, or through the mobile app, with technicians typically dispatched within 24 to 48 hours
Backed by a 60-day workmanship guarantee and consistently high marks on Trustpilot and the BBB
Getting started with Liberty Home Guard takes just a few minutes, online or over the phone.
1. Visit the Liberty Home Guard website and enter your zip code to check plan availability in your area.
2. Get a free, no-obligation quote based on your home size and the coverage you're interested in.
3. Choose one of three core plans, Appliance Guard, Systems Guard, or Total Home Guard, depending on what you want protected.
4. Customize your plan with any of Liberty's 40+ optional add-ons, such as pool, septic, or roof leak coverage.
5. Complete your signup online and choose a monthly or annual payment option to activate your contract.
6. Wait out your plan's waiting period, generally 30 days, before coverage becomes active for new claims.
7. When something breaks down, file a claim 24/7 online, by phone, or through the mobile app, and a licensed local contractor will be dispatched.
The Appliance Guard plan covers major kitchen and laundry appliances, including a clothes washer and dryer, refrigerator, dishwasher, oven or range, cooktop, built-in microwave, garbage disposal, ceiling and exhaust fans, and garage door openers.
The Systems Guard plan protects your home's core systems, including the heating system, air conditioning, plumbing, electrical, ductwork, and water heater.
Combines the Appliance Guard and Systems Guard plans into one contract, with an aggregate coverage limit of up to $8,000 for comprehensive whole-home protection.
Choose from more than 40 add-ons, including pools, spas, well pumps, septic systems, roof leak patching, second refrigerators, stand-alone freezers, and lawn sprinkler systems.
A short-term plan, lasting up to six months, designed for homes actively listed for sale. Coverage can be transferred to the new homeowner once the sale is complete.
Liberty Home Guard is a New York-based provider that has built a reputation for flexible plans, an unusually large add-on catalog, and strong customer service ratings since launching in 2017. With three core plans, a 60-day workmanship guarantee, and 24/7 claims support, it's a solid option for homeowners who want to customize their coverage to fit a specific home.
See what some customers are saying about LibertyHomeGuard
The rep who helped me was polite and thorough, patiently walking me through my options and following up afterward to make sure everything was handled correctly.
The representative I spoke with was kind and patient, and he made the whole process quick and easy to understand.
When our microwave broke down, a technician was sent right away. He was courteous and decisive, arranging a replacement with free installation and haul-away of the old unit.
The customer service representative I worked with was knowledgeable and got my issue resolved quickly and efficiently.
It took a few calls to get everything sorted out, but the representative who ultimately handled my claim communicated clearly and got it resolved.