Mobile Background image

February 2026
BEST CHOICE HOME WARRANTY COMPANY

Best Home Warranty Company of 2026
Safeguard Your Home and Finances Against Unplanned Repair Costs

Next Update In:

0 0
5 5
hours
1 1
2 2
mins
3 3
6 6
secs
  • USA licensed USA licensed
  • Secure & Trusted Secure & Trusted

Last offers update: February 2026

MOST POPULAR
Coupon

$150 Off + Roof Coverage + 2 Months

Excellent
9.8
OUR #1 CHOICE
Coupon

$75 Off + 1 Month Free

Exceptional
9.9
BEST IN SERVICE
Coupon

$200 Instant Discount (Code: FA200)

Very Good
9.7
1
OUR #1 CHOICE
Show/hide extra details See extra details & advantages
Coupon

$75 Off + 1 Month Free

  • President's Day Sale: Secure Rates.
  • 8M+ Claims: Proven Track Record.
  • 24/7 Support: Assistance Anytime.
  • 25k+ Techs: Large Network of Experts.
Pros & Cons Pros & Cons
Why We Picked It Expand sign
1
OUR #1 CHOICE
Coupon

$75 Off + 1 Month Free

Exceptional
9.9

• President's Day Sale: Secure Rates.
• 8M+ Claims: Proven Track Record.
• 24/7 Support: Assistance Anytime.
• 25k+ Techs: Large Network of Experts.

Visit Site
2
MOST POPULAR
Show/hide extra details See extra details & advantages
Coupon

$150 Off + Roof Coverage + 2 Months

  • $150 Discount on Any Plan.
  • Free Roof: Bonus Leak Protection.
  • Get Two Extra Months Free.
  • No Home Walkthrough Required.
Pros & Cons Pros & Cons
Why We Picked It Expand sign
2
MOST POPULAR
Coupon

$150 Off + Roof Coverage + 2 Months

Excellent
9.8

• $150 Discount on Any Plan.
• Free Roof: Bonus Leak Protection.
• Get Two Extra Months Free.
• No Home Walkthrough Required.

Visit Site
3
BEST IN SERVICE
Show/hide extra details See extra details & advantages
Coupon

$200 Instant Discount (Code: FA200)

  • 40 Years of Home Protection Experience.
  • Unlimited Service Calls Available.
  • Guaranteed Replacement if Irreparable.
  • Over $1.8 Billion in Claims Paid.
Pros & Cons Pros & Cons
Why We Picked It Expand sign
3
BEST IN SERVICE
Coupon

$200 Instant Discount (Code: FA200)

Very Good
9.7

• 40 Years of Home Protection Experience.
• Unlimited Service Calls Available.
• Guaranteed Replacement if Irreparable.
• Over $1.8 Billion in Claims Paid.

Visit Site
4
Show/hide extra details See extra details & advantages
Coupon

$200 Off + 2 Months & Roof Coverage

  • Industry-Fastest Claim Turnaround.
  • 100% Pre-Screened Licensed Pros.
  • #1 Customer Renewal Rate in USA.
  • Rated "Best in Service" by Advisors.
Pros & Cons Pros & Cons
Why We Picked It Expand sign
4
Coupon

$200 Off + 2 Months & Roof Coverage

Very Good
9.6

• Industry-Fastest Claim Turnaround.
• 100% Pre-Screened Licensed Pros.
• #1 Customer Renewal Rate in USA.
• Rated "Best in Service" by Advisors.

Visit Site
5
Show/hide extra details See extra details & advantages
Coupon

$150 Off + 1 Month Free

  • 25+ Years of Trusted Home Protection.
  • 25,000+ Pre-Screened Technicians.
  • 24/7 Claims and Emergency Support.
  • Comprehensive Appliance Plans.
Pros & Cons Pros & Cons
Why We Picked It Expand sign
5
Coupon

$150 Off + 1 Month Free

Very Good
9.5

• 25+ Years of Trusted Home Protection.
• 25,000+ Pre-Screened Technicians.
• 24/7 Claims and Emergency Support.
• Comprehensive Appliance Plans.

Visit Site
6
Show/hide extra details See extra details & advantages
Coupon

$75 Off + 1 Month Free

  • 25,000+ Trusted Technicians.
  • Coverage for 25+ Home Systems.
  • 24/7 Customer & Claims Support.
  • No Home Inspection Required.
Pros & Cons Pros & Cons
Why We Picked It Expand sign
6

• 25,000+ Trusted Technicians.
• Coverage for 25+ Home Systems.
• 24/7 Customer & Claims Support.
• No Home Inspection Required.

Visit Site

Our Best Overall Provider

1
OUR #1 CHOICE
Show/hide extra details See extra details & advantages
Coupon

$75 Off + 1 Month Free

  • President's Day Sale: Secure Rates.
  • 8M+ Claims: Proven Track Record.
  • 24/7 Support: Assistance Anytime.
  • 25k+ Techs: Large Network of Experts.
Pros & Cons Pros & Cons
Why We Picked It Expand sign
1
OUR #1 CHOICE
Coupon

$75 Off + 1 Month Free

Exceptional
9.9

• President's Day Sale: Secure Rates.
• 8M+ Claims: Proven Track Record.
• 24/7 Support: Assistance Anytime.
• 25k+ Techs: Large Network of Experts.

Visit Site

What is Home Warranty Insurance?

Home warranty insurance is a smart and practical investment that helps protect your home’s most essential systems and appliances from everyday wear and tear. When unexpected breakdowns occur, a home warranty plan can cover the cost of repairs or replacements—saving you from sudden, high expenses and providing peace of mind.
Whether it's your HVAC system, plumbing, electrical components, or kitchen appliances, a home warranty ensures that help is just a phone call or click away. With quick access to trusted professionals and simplified claim processes, you can keep your home running smoothly while avoiding the stress and financial burden of surprise repairs.

Key Benefits of a Home Warranty

  • Protection against unexpected repair costs
  • Covers major systems and appliances
  • Fast access to qualified service technicians
  • Simple claims process and one point of contact
  • Peace of mind for homeowners and landlords
  • Affordable monthly or annual pricing

Who Should Consider a Home Warranty?

A home warranty is ideal for many types of homeowners, from first-time buyers and busy families to real estate investors and owners of older homes. It's especially valuable if your appliances or systems are no longer under manufacturer warranty. Whether you're moving into a new property or maintaining a long-term residence, a home warranty adds a layer of financial security and convenience that helps you avoid costly disruptions.

Conclusion

With a wide range of coverage options available, choosing the right home warranty plan depends on your home’s unique needs. Some plans focus on essential systems, while others offer more comprehensive protection. Taking the time to understand what each policy includes, and what it doesn’t, can help you make a confident, informed decision. No matter your situation, investing in a home warranty is a proactive way to protect your budget and your peace of mind.

Our Top 3 Home Warranty

3
Trusted Industry Leader with Unlimited Claims and a Reliable Repair-or-Replace Guarantee.
  • Discounts for Seniors and Veterans.
  • Fast Dispatch of Pre-Screened Technicians.
  • Includes Coverage for Roofs and Garage Springs.
  • Flexible Plans for Every Budget Level.
  • Service Availability Varies by Location.
Logo image

First American

Get Free Quote

Frequently Asked Questions

What is Choice Home Warranty?

Choice Home Warranty is a service provider that offers home warranty plans covering repairs and replacements for major home systems and appliances due to normal wear and tear. Their plans help homeowners avoid unexpected repair costs and ensure access to professional service technicians.

How is Choice Home Warranty different from homeowners insurance?

Choice Home Warranty covers breakdowns of home systems and appliances caused by everyday wear and tear, such as HVAC, plumbing, and kitchen appliances. Homeowners insurance covers damage from events like fire, theft, or natural disasters—not routine breakdowns.

What does Choice Home Warranty typically cover?

Most plans include heating, cooling, plumbing, and electrical systems, as well as appliances like refrigerators, ovens, dishwashers, and washers/dryers. Optional add-ons may cover pools, spas, roof leaks, septic systems, and well pumps.

Are pre-existing problems covered by Choice Home Warranty?

Generally, pre-existing conditions—issues that were known or should have been known before coverage began—are not covered. Some limited coverage may be available for problems that were not detectable during inspection.

Can I get a Choice Home Warranty for an older home?

Yes, Choice Home Warranty offers coverage for homes of all ages, although older homes may have certain limitations or higher service fees for specific items.

How much does Choice Home Warranty cost?

Plans generally range from $300 to $600 per year, depending on coverage level and optional add-ons. Service call fees typically range from $75 to $125 per visit.

How do I file a claim with Choice Home Warranty?

Claims can be filed online or by phone. Choice Home Warranty will send a licensed technician to diagnose and repair the issue. If the problem is covered, you’ll only pay the service fee.

Is there a limit to the number of service requests?

Most Choice Home Warranty plans allow multiple service requests, but individual coverage limits may apply per item or per contract term. It’s important to review the plan’s terms and conditions.

Can I choose my own contractor with Choice Home Warranty?

Choice Home Warranty generally requires using their network of approved technicians. Some plans may allow you to hire your own licensed contractor, subject to approval and reimbursement rules.

When does coverage begin with Choice Home Warranty?

Coverage typically begins 30 days after purchase, although some plans may offer immediate coverage if you are renewing or switching from another provider.

Are optional add-ons available?

Yes, optional add-ons may include coverage for pools, spas, roof leaks, well pumps, septic systems, and additional appliances.

Who should consider Choice Home Warranty?

Choice Home Warranty is ideal for homeowners who want predictable repair costs, professional service, and comprehensive coverage for their home systems and appliances.