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October 2025
BEST CHOICE HOME WARRANTY COMPANY

Best Home Warranty Company of 2025
Safeguard Your Home and Finances Against Unplanned Repair Costs

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  • USA licensed USA licensed
  • Secure & Trusted Secure & Trusted

Last offers update: October 2025

MOST POPULAR
Coupon

40% Off Home Warranties!
$150 OFF ANY PLAN
FREE ROOF COVERAGE
2 EXTRA MONTHS FREE

Excellent
9.8
Get Free Quote
OUR #1 CHOICE
Coupon

Fall Sale $50 Off + 1 Month Free

Exceptional
9.9
Get Free Quote
BEST IN SERVICE
Coupon

Get a $100 Instant Discount! PROMO CODE: PROTECT

Very Good
9.7
Get Free Quote
1
OUR #1 CHOICE
Show/hide extra details See extra details & advantages
Coupon

Fall Sale $50 Off + 1 Month Free

  • $50 Off all plans.
  • First month free.
  • Handled over 8 million claims.
  • 24/7 customer support.
  • No home inspection required.
Exceptional
9.9
Get Free Quote 888-275-3385
Visit Site
Pros & Cons Pros & Cons
  • No prior home inspection required.
  • Generous coverage limits at this price range.
  • Access repairs are covered if contractor needs to get into walls, floors or ceilings.
  • Coverage is available in most states.
  • Not available in Washington.
  • Can’t choose your contractor.
Full Review
Why We Picked It Expand sign

Choice Home Warranty offers plans with high coverage limits, is available in most states and is great for homeowners on a budget.

1
OUR #1 CHOICE
Coupon

Fall Sale $50 Off + 1 Month Free

Exceptional
9.9
Get Free Quote 888-275-3385
Get Free Quote

• Handled Over 5 Million Claims.
• 24/7 Expert Phone Support.
• No home inspection.
• Plans include appliances.

Visit Site
2
MOST POPULAR
Show/hide extra details See extra details & advantages
Coupon

40% Off Home Warranties!
$150 OFF ANY PLAN
FREE ROOF COVERAGE
2 EXTRA MONTHS FREE

  • Limited Time Offer: Select Members Save Up to 75% at Nike, Costco, Home Depot & More!
  • Check Icon Free roof coverage.
  • Trusted by 1,000s of homeowners each week.
  • Multi-year discount available.
  • No home inspection required.
Excellent
9.8
Get Free Quote 855-554-5307
Visit Site
Pros & Cons Pros & Cons
  • Make a Claim 24 / 7 / 365
  • Free roof coverage
  • Trusted by 1,000s of homeowners each week
  • Multi-year discount available
  • No home inspection required
  • Service availability may vary by location.
Full Review
Why We Picked It Expand sign

Select Home Warranty stands out for its extensive coverage options, 24/7 customer support. With flexible plans, affordable pricing, and optional add-ons, it offers homeowners peace of mind and reliable protection against unexpected repair costs.

2
MOST POPULAR
Coupon

40% Off Home Warranties!
$150 OFF ANY PLAN
FREE ROOF COVERAGE
2 EXTRA MONTHS FREE

Excellent
9.8
Get Free Quote 855-554-5307
Get Free Quote

• Limited Time Offer: Select Members Save Up to 70% at Nike, Costco, Home Depot & More!
• Free Roof Leak Coverage.
• 40% Off + 2 Bonus Months.
• Plans Start Under $1/Day.

Visit Site
3
BEST IN SERVICE
Show/hide extra details See extra details & advantages
Coupon

Get a $100 Instant Discount! PROMO CODE: PROTECT

  • Roof coverage.
  • Fast claim dispatch.
  • Seniors and veterans discount available.
Very Good
9.7
Get Free Quote 877-769-8539
Visit Site
Pros & Cons Pros & Cons
  • Covers a wide range of home systems and appliances.
  • Offers multiple plans to fit different budgets and needs.
  • Higher tier plans include unique bonus coverages such as shower arms and garage doors springs.
  • Service availability may vary by location.
Full Review
Why We Picked It Expand sign

First American Home Warranty provides reliable home protection plans with extensive coverage options, affordable pricing, and a wide contractor network. Homeowners benefit from flexible coverage and a hassle-free claims process.

3
BEST IN SERVICE
Coupon

Get a $100 Instant Discount! PROMO CODE: PROTECT

Very Good
9.7
Get Free Quote 877-769-8539
Get Free Quote

• 500K+ Homeowners Trust It.
• Custom Plans Available.
• Optional AC & Pool Coverage.

Visit Site
4
Show/hide extra details See extra details & advantages
Coupon

$150 OFF + 1 MONTH FREE

  • Roof coverage.
  • Fast claim dispatch.
  • Seniors and veterans discount available.
Very Good
9.6
Get Free Quote 888-616-9872
Visit Site
Pros & Cons Pros & Cons
  • Enrollment doesn't require a home inspection.
  • Customizable payment plans to suit individual budgets.
  • Add-ons available for pools, spas, well pumps, and other unique systems.
  • Affordable service call fees starting at $75.
  • Certain limitations and exclusions may apply; reviewing the agreement is essential.
  • Pre-existing conditions and improper maintenance may result in claim denial.
Full Review
Why We Picked It Expand sign

Home Warranty of America offers flexible, comprehensive plans with 24/7 service, affordable pricing, and reliable coverage, making it a trusted choice for home protection.

4
Coupon

$150 OFF + 1 MONTH FREE

Very Good
9.6
Get Free Quote 888-616-9872
Get Free Quote

• Eco Upgrade: GreenPlus Plan.
• No Inspection Requirements.
• 25+ Years Of Trusted Service.

Visit Site
5
Show/hide extra details See extra details & advantages
Coupon

$75 OFF + 1 MONTH FREE

  • 24/7 Customer Support.
  • Nationwide trusted technicians.
  • No Inspection Required.
  • More than 25,000 Contractors Nationwide.
Very Good
9.5
Get Free Quote 800-531-0015
Visit Site
Pros & Cons Pros & Cons
  • Covers a broad range of home systems and appliances with flexible plans.
  • Quick and efficient claims process available online or via phone.
  • No home inspection required before enrolling.
  • Provides optional add-ons for specialty items like septic systems and water softeners.
  • Competitive pricing with no hidden fees or unexpected costs.
  • Coverage availability may vary by location.
  • Some exclusions apply for pre-existing conditions or improper maintenance.
Full Review
Why We Picked It Expand sign

Home Service Club offers flexible, comprehensive plans with fast claims processing, 24/7 support, and transparent pricing, making it a trusted choice for reliable home protection.

5
Coupon

$75 OFF + 1 MONTH FREE

Very Good
9.5
Get Free Quote 800-531-0015
Get Free Quote

• Coverage Starts In 10 Days.
• 24/7 Award-Winning Support.
• Systems + Appliances Plans.

Visit Site

Our Best Overall Provider

1
OUR #1 CHOICE
Show/hide extra details See extra details & advantages
Coupon

Fall Sale $50 Off + 1 Month Free

  • $50 Off all plans.
  • First month free.
  • Handled over 8 million claims.
  • 24/7 customer support.
  • No home inspection required.
Exceptional
9.9
Get Free Quote 888-275-3385
Visit Site
Pros & Cons Pros & Cons
  • No prior home inspection required.
  • Generous coverage limits at this price range.
  • Access repairs are covered if contractor needs to get into walls, floors or ceilings.
  • Coverage is available in most states.
  • Not available in Washington.
  • Can’t choose your contractor.
Full Review
Why We Picked It Expand sign

Choice Home Warranty offers plans with high coverage limits, is available in most states and is great for homeowners on a budget.

1
OUR #1 CHOICE
Coupon

Fall Sale $50 Off + 1 Month Free

Exceptional
9.9
Get Free Quote 888-275-3385
Get Free Quote

• Handled Over 5 Million Claims.
• 24/7 Expert Phone Support.
• No home inspection.
• Plans include appliances.

Visit Site

What is Home Warranty Insurance?

Home warranty insurance is a smart and practical investment that helps protect your home’s most essential systems and appliances from everyday wear and tear. When unexpected breakdowns occur, a home warranty plan can cover the cost of repairs or replacements—saving you from sudden, high expenses and providing peace of mind.
Whether it's your HVAC system, plumbing, electrical components, or kitchen appliances, a home warranty ensures that help is just a phone call or click away. With quick access to trusted professionals and simplified claim processes, you can keep your home running smoothly while avoiding the stress and financial burden of surprise repairs.

Key Benefits of a Home Warranty

  • Protection against unexpected repair costs
  • Covers major systems and appliances
  • Fast access to qualified service technicians
  • Simple claims process and one point of contact
  • Peace of mind for homeowners and landlords
  • Affordable monthly or annual pricing

Who Should Consider a Home Warranty?

A home warranty is ideal for many types of homeowners, from first-time buyers and busy families to real estate investors and owners of older homes. It's especially valuable if your appliances or systems are no longer under manufacturer warranty. Whether you're moving into a new property or maintaining a long-term residence, a home warranty adds a layer of financial security and convenience that helps you avoid costly disruptions.

Conclusion

With a wide range of coverage options available, choosing the right home warranty plan depends on your home’s unique needs. Some plans focus on essential systems, while others offer more comprehensive protection. Taking the time to understand what each policy includes, and what it doesn’t, can help you make a confident, informed decision. No matter your situation, investing in a home warranty is a proactive way to protect your budget and your peace of mind.

Our Top 3 Home Warranty

1
Check out Choice Home Warranty Review
Get Free Quote
Choice Home Warranty offers plans with high coverage limits, is available in most states and is great for homeowners on a budget.
  • No prior home inspection required.
  • Generous coverage limits at this price range.
  • Access repairs are covered if contractor needs to get into walls, floors or ceilings.
  • Coverage is available in most states.
  • Not available in Washington.
  • Can’t choose your contractor.
Logo image

Choice Home Warranty

Get Free Quote
2
Check out Select Home Warranty Review
Get Free Quote
Select Home Warranty stands out for its extensive coverage options, 24/7 customer support. With flexible plans, affordable pricing, and optional add-ons, it offers homeowners peace of mind and reliable protection against unexpected repair costs.
  • Make a Claim 24 / 7 / 365
  • Free roof coverage
  • Trusted by 1,000s of homeowners each week
  • Multi-year discount available
  • No home inspection required
  • Service availability may vary by location.
Logo image

Select Home Warranty

Get Free Quote
3
Check out First American Review
Get Free Quote
First American Home Warranty provides reliable home protection plans with extensive coverage options, affordable pricing, and a wide contractor network. Homeowners benefit from flexible coverage and a hassle-free claims process.
  • Covers a wide range of home systems and appliances.
  • Offers multiple plans to fit different budgets and needs.
  • Higher tier plans include unique bonus coverages such as shower arms and garage doors springs.
  • Service availability may vary by location.
Logo image

First American

Get Free Quote

Frequently Asked Questions

What is Choice Home Warranty?

Choice Home Warranty is a service provider that offers home warranty plans covering repairs and replacements for major home systems and appliances due to normal wear and tear. Their plans help homeowners avoid unexpected repair costs and ensure access to professional service technicians.

How is Choice Home Warranty different from homeowners insurance?

Choice Home Warranty covers breakdowns of home systems and appliances caused by everyday wear and tear, such as HVAC, plumbing, and kitchen appliances. Homeowners insurance covers damage from events like fire, theft, or natural disasters—not routine breakdowns.

What does Choice Home Warranty typically cover?

Most plans include heating, cooling, plumbing, and electrical systems, as well as appliances like refrigerators, ovens, dishwashers, and washers/dryers. Optional add-ons may cover pools, spas, roof leaks, septic systems, and well pumps.

Are pre-existing problems covered by Choice Home Warranty?

Generally, pre-existing conditions—issues that were known or should have been known before coverage began—are not covered. Some limited coverage may be available for problems that were not detectable during inspection.

Can I get a Choice Home Warranty for an older home?

Yes, Choice Home Warranty offers coverage for homes of all ages, although older homes may have certain limitations or higher service fees for specific items.

How much does Choice Home Warranty cost?

Plans generally range from $300 to $600 per year, depending on coverage level and optional add-ons. Service call fees typically range from $75 to $125 per visit.

How do I file a claim with Choice Home Warranty?

Claims can be filed online or by phone. Choice Home Warranty will send a licensed technician to diagnose and repair the issue. If the problem is covered, you’ll only pay the service fee.

Is there a limit to the number of service requests?

Most Choice Home Warranty plans allow multiple service requests, but individual coverage limits may apply per item or per contract term. It’s important to review the plan’s terms and conditions.

Can I choose my own contractor with Choice Home Warranty?

Choice Home Warranty generally requires using their network of approved technicians. Some plans may allow you to hire your own licensed contractor, subject to approval and reimbursement rules.

When does coverage begin with Choice Home Warranty?

Coverage typically begins 30 days after purchase, although some plans may offer immediate coverage if you are renewing or switching from another provider.

Are optional add-ons available?

Yes, optional add-ons may include coverage for pools, spas, roof leaks, well pumps, septic systems, and additional appliances.

Who should consider Choice Home Warranty?

Choice Home Warranty is ideal for homeowners who want predictable repair costs, professional service, and comprehensive coverage for their home systems and appliances.

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