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January 2026
BEST REFRIGERATOR WARRANTY

Best Refrigerator Warranty Companies of 2026
Safeguard Your Home and Finances Against Unplanned Repair Costs

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  • USA licensed USA licensed
  • Secure & Trusted Secure & Trusted

Last offers update: January 2026

MOST POPULAR
Coupon

Massive Holiday Savings. Call Today to Claim Your Savings ($200 Off)!

Excellent
9.8
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OUR #1 CHOICE
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Lock In Your 2025 Price!
$75 OFF + 1 MONTH FREE!*

Exceptional
9.9
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BEST IN SERVICE
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Get a $200 Instant Discount*! Promo Code: FA200

Very Good
9.7
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1
OUR #1 CHOICE
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Coupon

Lock In Your 2025 Price!
$75 OFF + 1 MONTH FREE!*

  • $75 Off all plans.
  • First month free.
  • Handled over 8 million claims.
  • 24/7 customer support.
  • No home inspection required.
Exceptional
9.9
Get Free Quote 888-275-3385
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Pros & Cons Pros & Cons
  • No prior home inspection required.
  • Generous coverage limits at this price range.
  • Access repairs are covered if contractor needs to get into walls, floors or ceilings.
  • Coverage is available in most states.
  • Not available in Washington.
  • Can’t choose your contractor.
Full Review
Why We Picked It Expand sign

Choice Home Warranty offers plans with high coverage limits, is available in most states and is great for homeowners on a budget.

1
OUR #1 CHOICE
Coupon

Lock In Your 2025 Price!
$75 OFF + 1 MONTH FREE!*

Exceptional
9.9
Get Free Quote 888-275-3385
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• Handled Over 5 Million Claims.
• 24/7 Expert Phone Support.
• No home inspection.
• Plans include appliances.

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2
MOST POPULAR
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Massive Holiday Savings. Call Today to Claim Your Savings ($200 Off)!

  • No home inspection required.
  • Check Icon Free roof coverage.
  • Trusted by 1,000s of homeowners each week.
  • Multi-year discount available.
Excellent
9.8
Get Free Quote 855-554-5307
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Pros & Cons Pros & Cons
  • Make a Claim 24 / 7 / 365
  • Free roof coverage
  • Trusted by 1,000s of homeowners each week
  • Multi-year discount available
  • No home inspection required
  • Service availability may vary by location.
Full Review
Why We Picked It Expand sign

Select Home Warranty stands out for its extensive coverage options, 24/7 customer support. With flexible plans, affordable pricing, and optional add-ons, it offers homeowners peace of mind and reliable protection against unexpected repair costs.

2
MOST POPULAR
Coupon

Massive Holiday Savings. Call Today to Claim Your Savings ($200 Off)!

Excellent
9.8
Get Free Quote 855-554-5307
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• Free Roof Leak Coverage.
• 40% Off + 2 Bonus Months.
• Plans Start Under $1/Day.

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3
BEST IN SERVICE
Show/hide extra details See extra details & advantages
Coupon

Get a $200 Instant Discount*! Promo Code: FA200

  • Roof coverage.
  • Fast claim dispatch.
  • Seniors and veterans discount available.
Very Good
9.7
Get Free Quote 877-769-8539
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Pros & Cons Pros & Cons
  • Covers a wide range of home systems and appliances.
  • Offers multiple plans to fit different budgets and needs.
  • Higher tier plans include unique bonus coverages such as shower arms and garage doors springs.
  • Service availability may vary by location.
Full Review
Why We Picked It Expand sign

First American Home Warranty provides reliable home protection plans with extensive coverage options, affordable pricing, and a wide contractor network. Homeowners benefit from flexible coverage and a hassle-free claims process.

3
BEST IN SERVICE
Coupon

Get a $200 Instant Discount*! Promo Code: FA200

Very Good
9.7
Get Free Quote 877-769-8539
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• 500K+ Homeowners Trust It.
• Custom Plans Available.
• Optional AC & Pool Coverage.

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4
Show/hide extra details See extra details & advantages
Coupon

SPECIAL OFFER! $200 OFF + 2 FREE MONTHS & FREE ROOF COVERAGE

  • Roof coverage.
  • Fast claim dispatch.
  • Seniors and veterans discount available.
Very Good
9.6
Get Free Quote 888-313-6079
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Pros & Cons Pros & Cons
  • Customizable plans to fit different homeowner needs and budgets.
  • Comprehensive protection for a wide range of home systems and appliances.
  • Fast and efficient claims handling process.
  • Optional add-ons for specialty systems like pools, spas, and septic tanks.
  • Limited coverage in some states or regions.
  • Claims approval may require additional documentation or maintenance records.
Full Review
Why We Picked It Expand sign

First Premier Home Warranty offers flexible and comprehensive coverage, fast claims processing, and 24/7 support. With transparent pricing and customizable plans, it’s a reliable choice for protecting your home systems and appliances.

4
Coupon

SPECIAL OFFER! $200 OFF + 2 FREE MONTHS & FREE ROOF COVERAGE

Very Good
9.6
Get Free Quote 888-313-6079
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• High Claim Approval Rate.
• Fast Service In Most ZIPs.
• Plans From Just $1/Day.

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5
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Coupon

$150 OFF + 1 MONTH FREE

  • Roof coverage.
  • Fast claim dispatch.
  • Seniors and veterans discount available.
Very Good
9.5
Get Free Quote 888-616-9872
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Pros & Cons Pros & Cons
  • Enrollment doesn't require a home inspection.
  • Customizable payment plans to suit individual budgets.
  • Add-ons available for pools, spas, well pumps, and other unique systems.
  • Affordable service call fees starting at $75.
  • Certain limitations and exclusions may apply; reviewing the agreement is essential.
  • Pre-existing conditions and improper maintenance may result in claim denial.
Full Review
Why We Picked It Expand sign

Home Warranty of America offers flexible, comprehensive plans with 24/7 service, affordable pricing, and reliable coverage, making it a trusted choice for home protection.

5
Coupon

$150 OFF + 1 MONTH FREE

Very Good
9.5
Get Free Quote 888-616-9872
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• Eco Upgrade: GreenPlus Plan.
• No Inspection Requirements.
• 25+ Years Of Trusted Service.

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6
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$75 OFF + 1 MONTH FREE

  • 24/7 Customer Support.
  • Nationwide trusted technicians.
  • No Inspection Required.
  • More than 25,000 Contractors Nationwide.
Good
9.4
Get Free Quote 800-531-0015
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Pros & Cons Pros & Cons
  • Covers a broad range of home systems and appliances with flexible plans.
  • Quick and efficient claims process available online or via phone.
  • No home inspection required before enrolling.
  • Provides optional add-ons for specialty items like septic systems and water softeners.
  • Competitive pricing with no hidden fees or unexpected costs.
  • Coverage availability may vary by location.
  • Some exclusions apply for pre-existing conditions or improper maintenance.
Full Review
Why We Picked It Expand sign

Home Service Club offers flexible, comprehensive plans with fast claims processing, 24/7 support, and transparent pricing, making it a trusted choice for reliable home protection.

6
Coupon

$75 OFF + 1 MONTH FREE

Good
9.4
Get Free Quote 800-531-0015
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• Coverage Starts In 10 Days.
• 24/7 Award-Winning Support.
• Systems + Appliances Plans.

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Our Best Overall Provider

1
OUR #1 CHOICE
Show/hide extra details See extra details & advantages
Coupon

Lock In Your 2025 Price!
$75 OFF + 1 MONTH FREE!*

  • $75 Off all plans.
  • First month free.
  • Handled over 8 million claims.
  • 24/7 customer support.
  • No home inspection required.
Exceptional
9.9
Get Free Quote 888-275-3385
Visit Site
Pros & Cons Pros & Cons
  • No prior home inspection required.
  • Generous coverage limits at this price range.
  • Access repairs are covered if contractor needs to get into walls, floors or ceilings.
  • Coverage is available in most states.
  • Not available in Washington.
  • Can’t choose your contractor.
Full Review
Why We Picked It Expand sign

Choice Home Warranty offers plans with high coverage limits, is available in most states and is great for homeowners on a budget.

1
OUR #1 CHOICE
Coupon

Lock In Your 2025 Price!
$75 OFF + 1 MONTH FREE!*

Exceptional
9.9
Get Free Quote 888-275-3385
Get Free Quote

• Handled Over 5 Million Claims.
• 24/7 Expert Phone Support.
• No home inspection.
• Plans include appliances.

Visit Site

What is Home Warranty Insurance?

Home warranty insurance is a smart and practical investment that helps protect your home’s most essential systems and appliances from everyday wear and tear. When unexpected breakdowns occur, a home warranty plan can cover the cost of repairs or replacements—saving you from sudden, high expenses and providing peace of mind.
Whether it's your HVAC system, plumbing, electrical components, or kitchen appliances, a home warranty ensures that help is just a phone call or click away. With quick access to trusted professionals and simplified claim processes, you can keep your home running smoothly while avoiding the stress and financial burden of surprise repairs.

Key Benefits of a Home Warranty

  • Protection against unexpected repair costs
  • Covers major systems and appliances
  • Fast access to qualified service technicians
  • Simple claims process and one point of contact
  • Peace of mind for homeowners and landlords
  • Affordable monthly or annual pricing

Who Should Consider a Home Warranty?

A home warranty is ideal for many types of homeowners, from first-time buyers and busy families to real estate investors and owners of older homes. It's especially valuable if your appliances or systems are no longer under manufacturer warranty. Whether you're moving into a new property or maintaining a long-term residence, a home warranty adds a layer of financial security and convenience that helps you avoid costly disruptions.

Conclusion

With a wide range of coverage options available, choosing the right home warranty plan depends on your home’s unique needs. Some plans focus on essential systems, while others offer more comprehensive protection. Taking the time to understand what each policy includes, and what it doesn’t, can help you make a confident, informed decision. No matter your situation, investing in a home warranty is a proactive way to protect your budget and your peace of mind.

Our Top 3 Home Warranty

1
Check out Choice Home Warranty Review
Get Free Quote
Choice Home Warranty offers plans with high coverage limits, is available in most states and is great for homeowners on a budget.
  • No prior home inspection required.
  • Generous coverage limits at this price range.
  • Access repairs are covered if contractor needs to get into walls, floors or ceilings.
  • Coverage is available in most states.
  • Not available in Washington.
  • Can’t choose your contractor.
Logo image

Choice Home Warranty

Get Free Quote
2
Check out Select Home Warranty Review
Get Free Quote
Select Home Warranty stands out for its extensive coverage options, 24/7 customer support. With flexible plans, affordable pricing, and optional add-ons, it offers homeowners peace of mind and reliable protection against unexpected repair costs.
  • Make a Claim 24 / 7 / 365
  • Free roof coverage
  • Trusted by 1,000s of homeowners each week
  • Multi-year discount available
  • No home inspection required
  • Service availability may vary by location.
Logo image

Select Home Warranty

Get Free Quote
3
Check out First American Review
Get Free Quote
First American Home Warranty provides reliable home protection plans with extensive coverage options, affordable pricing, and a wide contractor network. Homeowners benefit from flexible coverage and a hassle-free claims process.
  • Covers a wide range of home systems and appliances.
  • Offers multiple plans to fit different budgets and needs.
  • Higher tier plans include unique bonus coverages such as shower arms and garage doors springs.
  • Service availability may vary by location.
Logo image

First American

Get Free Quote

Frequently Asked Questions

What is a refrigerator warranty?

A refrigerator warranty is a service agreement that covers the repair or replacement of your refrigerator or freezer when it breaks down due to normal wear and tear. It helps protect your food, save money on repairs, and ensures your appliance continues to operate efficiently.

How is a refrigerator warranty different from homeowners insurance?

A refrigerator warranty covers mechanical or electrical failures of your refrigerator or freezer due to normal use. Homeowners insurance only covers damage from unexpected events like fire, theft, or natural disasters—not breakdowns caused by everyday wear and tear.

What does a typical refrigerator warranty cover?

Most plans cover compressors, evaporator and condenser coils, thermostats, fans, defrost systems, and other mechanical or electrical components. Some plans may offer optional coverage for ice makers, water dispensers, or built-in refrigerators.

Are pre-existing refrigerator problems covered?

Pre-existing issues—problems known or that should have been known before the warranty began—are generally not covered. Some providers may offer limited coverage for undetectable problems.

Can I get a warranty for an older refrigerator?

Yes, many providers offer coverage for older appliances, though age limits or higher service fees may apply depending on the unit's condition.

How much does a refrigerator warranty cost?

Annual costs typically range from $75 to $250, depending on coverage level and provider. Service call fees usually range from $50 to $125 per visit.

How do I file a claim for refrigerator repairs?

You can file a claim online or by phone. The provider will send a licensed technician to diagnose and repair the appliance. If the issue is covered, you’ll only pay the service fee.

Is there a limit to the number of service claims?

Most plans allow multiple service requests, but coverage limits usually apply per appliance or per contract term. Review your plan for details.

Can I choose my own repair technician?

Most providers require using their approved network of appliance repair technicians. Some may allow you to hire your own licensed contractor, subject to approval and reimbursement policies.

When does refrigerator warranty coverage begin?

Coverage typically starts 30 days after purchase. Some providers may offer immediate coverage if you are renewing or switching from another plan.

Are optional refrigerator coverage upgrades available?

Yes, optional add-ons may include coverage for ice makers, water dispensers, wine coolers, or smart refrigerator features.

Who should consider a refrigerator warranty?

Refrigerator warranties are ideal for homeowners or renters who want predictable repair costs, protection for aging appliances, and professional repair services without unexpected expenses.

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